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Mac Mcleod
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Another older (near 60) conservative laid off who's going to be saved by the ACA.

His office was closed. He may never find work at his salary level again and based on other older friends, it could easily be more than a year before he finds another job.

COBRA was going to run him $1,400 per month. ACA coverage will run him about $380 (blue cross silver coverage).

Now, he appreciates what the ACA is about.
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Wendell
United States
Yellow Springs
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I have an old HS buddy who is very conservative. Argued against the ACA strenuously because Death Panels! and Socialism! and what-not.

He then at a rather young age (50-ish) had a heart attack and had to retire from his job.

He qualified for a reasonably priced health plan under ACA.

To his credit, he admits his mistake and is now an advocate for it, now that he understands how it works and isn't just repeating stuff from Fox and Drudge and Breitbart. (Still think he's gonna vote for Trump, though.)
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jeremy cobert
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maxo-texas wrote:
Another older (near 60) conservative laid off who's going to be saved by the ACA.

His office was closed. He may never find work at his salary level again and based on other older friends, it could easily be more than a year before he finds another job.

COBRA was going to run him $1,400 per month. ACA coverage will run him about $380 (blue cross silver coverage).

Now, he appreciates what the ACA is about.


Are we now just making up anecdotal stories in RSP ? If so, I can start spinning a few yarns.

Anyway, I spoke with your "friend" and he claims you are full of shit, he still hates the ACA and blames Obama for the shitty economy and losing his job.

Thanks Obama !
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Richard Keiser

Waunakee
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maxo-texas wrote:
Another older (near 60) conservative laid off who's going to be saved by the ACA.

His office was closed. He may never find work at his salary level again and based on other older friends, it could easily be more than a year before he finds another job.

COBRA was going to run him $1,400 per month. ACA coverage will run him about $380 (blue cross silver coverage).

Now, he appreciates what the ACA is about.


Yup... fantasy beliefs always stop dead in their tracks when reality fucks them out of existence.

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Richard Keiser

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jeremycobert wrote:
maxo-texas wrote:
Another older (near 60) conservative laid off who's going to be saved by the ACA.

His office was closed. He may never find work at his salary level again and based on other older friends, it could easily be more than a year before he finds another job.

COBRA was going to run him $1,400 per month. ACA coverage will run him about $380 (blue cross silver coverage).

Now, he appreciates what the ACA is about.


Are we now just making up anecdotal stories in RSP ? If so, I can start spinning a few yarns.

Anyway, I spoke with your "friend" and he claims you are full of shit, he still hates the ACA and blames Obama for the shitty economy and losing his job.

Thanks Obama !


An Iowan with a novel idea. I would pay to see that.

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William Farnum
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maxo-texas wrote:
Another older (near 60) conservative laid off who's going to be saved by the ACA.

His office was closed. He may never find work at his salary level again and based on other older friends, it could easily be more than a year before he finds another job.

COBRA was going to run him $1,400 per month. ACA coverage will run him about $380 (blue cross silver coverage).

Now, he appreciates what the ACA is about.


Wait until he has to pay his deductible. My friend was forced into the ACA when the community college he works for dumped their old plans to save money. Now he went from no deductible to a $6,000 a year deductible. He is still paying around the same premiums. Good for him right! He gets to feel really good when his $6,000 a years gets to provide coverage for your friend.
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Josh
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Pennsylvania
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knucklesamwich wrote:
maxo-texas wrote:
Another older (near 60) conservative laid off who's going to be saved by the ACA.

His office was closed. He may never find work at his salary level again and based on other older friends, it could easily be more than a year before he finds another job.

COBRA was going to run him $1,400 per month. ACA coverage will run him about $380 (blue cross silver coverage).

Now, he appreciates what the ACA is about.


Wait until he has to pay his deductible. My friend was forced into the ACA when the community college he works for dumped their old plans to save money. Now he went from no deductible to a $6,000 a year deductible. He is still paying around the same premiums. Good for him right! He gets to feel really good when his $6,000 a years gets to provide coverage for your friend.


No workplace ever cut healthcare plans before the ACA.
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G Rowls
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Darn affordable socialist medical system saves anothe crusty old republican voter.

Thanks Obama !
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jeremy cobert
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cedar rapids
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darthhugo wrote:
An Iowan with a novel idea. I would pay to see that.



Ironically typed on an electronic computer, aces to you chuckle nuts. Oh and you are right, Iowa is the worst, please dont ever visit !
 
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William Farnum
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Shadrach wrote:
knucklesamwich wrote:
maxo-texas wrote:
Another older (near 60) conservative laid off who's going to be saved by the ACA.

His office was closed. He may never find work at his salary level again and based on other older friends, it could easily be more than a year before he finds another job.

COBRA was going to run him $1,400 per month. ACA coverage will run him about $380 (blue cross silver coverage).

Now, he appreciates what the ACA is about.


Wait until he has to pay his deductible. My friend was forced into the ACA when the community college he works for dumped their old plans to save money. Now he went from no deductible to a $6,000 a year deductible. He is still paying around the same premiums. Good for him right! He gets to feel really good when his $6,000 a years gets to provide coverage for your friend.


No workplace ever cut healthcare plans before the ACA.


The way to save money was to dump them onto the ACA exchange.
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Josh
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knucklesamwich wrote:
Shadrach wrote:
knucklesamwich wrote:
maxo-texas wrote:
Another older (near 60) conservative laid off who's going to be saved by the ACA.

His office was closed. He may never find work at his salary level again and based on other older friends, it could easily be more than a year before he finds another job.

COBRA was going to run him $1,400 per month. ACA coverage will run him about $380 (blue cross silver coverage).

Now, he appreciates what the ACA is about.


Wait until he has to pay his deductible. My friend was forced into the ACA when the community college he works for dumped their old plans to save money. Now he went from no deductible to a $6,000 a year deductible. He is still paying around the same premiums. Good for him right! He gets to feel really good when his $6,000 a years gets to provide coverage for your friend.


No workplace ever cut healthcare plans before the ACA.


The way to save money was to dump them onto the ACA exchange.


You missed my invisible green text. That was sarcasm. Workplaces have been cutting benefits on the backs of the workers forever, they just have someone else to shift the blame onto now.
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Mac Mcleod
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knucklesamwich wrote:
maxo-texas wrote:
Another older (near 60) conservative laid off who's going to be saved by the ACA.

His office was closed. He may never find work at his salary level again and based on other older friends, it could easily be more than a year before he finds another job.

COBRA was going to run him $1,400 per month. ACA coverage will run him about $380 (blue cross silver coverage).

Now, he appreciates what the ACA is about.


Wait until he has to pay his deductible. My friend was forced into the ACA when the community college he works for dumped their old plans to save money. Now he went from no deductible to a $6,000 a year deductible. He is still paying around the same premiums. Good for him right! He gets to feel really good when his $6,000 a years gets to provide coverage for your friend.


Sounds like your friend is on a bronze "catastrophic" type plan. My deductible is $1200 per year. And doctor visits and lab tests are cheaper from the start independent of the deductible. Doctor visits, for example are $25 vs $85 out of pocket.

If your friend was on no deductible he had crazy good insurance before. I have *never* worked at a company with no deductible and I was in fortune 500 companies. At my last company, our executives had a plan like that but they were less than 200 people out of 70,000 employees.

And if your friend was actually paying $6,000 each year then he was a very sick person and should have chosen a better plan. I'm on 6 medications, a cancer survivor, 55 years old and if I had no subsidy, my insurance bills would have been about $4,400 including monthly insurance premiums.

However, take the case of my young friend who was going "naked" because she was healthy. She was extremely fortunate to get a job with ACA required health insurance just a few months before she was rear ended by an SUV in the HOV lane. Over $90,000 in health care bills so far-- all covered. Eventually that will come from the other guy's insurance company but without ACA coverage, she wouldn't have been able to afford care to eventually be paid by the other guys insurance. So no therapy for her brain injuries. No therapy for her cracked teeth. No therapy for her other physical injuries. Even if you are young, you may need $100,000 in health care without warning.

And pre-ACA, what she did get done would have bankrupted her and then you and I would have paid for her bill in our insurance premiums.
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Happy Holidays! ABCDEFGHIJK MNOPQRSTUVWXYZ
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Orange County
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In memorium. Bob Hoover died 25 Oct 2016 at 94. In WWII he was shot down in a Spitfire and stole an FW-190 to escape. He spent decades at air shows flying Ole Yeller, shown
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maxo-texas wrote:
And pre-ACA, what she did get done would have bankrupted her and then you and I would have paid for her bill in our insurance premiums.

Worse, because she would have been charged "chargemaster" prices, the prices hospitals use when the patient doesn't have any negotiating power. The chargemaster price can be ten times the insurance-billed price.

(If this sounds crazy, it's because it is.)
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Mac Mcleod
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Tall_Walt wrote:
maxo-texas wrote:
And pre-ACA, what she did get done would have bankrupted her and then you and I would have paid for her bill in our insurance premiums.

Worse, because she would have been charged "chargemaster" prices, the prices hospitals use when the patient doesn't have any negotiating power. The chargemaster price can be ten times the insurance-billed price.

(If this sounds crazy, it's because it is.)


Yes, I think we need a law that people without insurance should pay no more than 25% above the lowest negotiated insurance price.

Because often the unpaid bills are paid by the rest of us. It's really us who are paying these inflated rates.
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Mac Mcleod
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jeremycobert wrote:
maxo-texas wrote:
Another older (near 60) conservative laid off who's going to be saved by the ACA.

His office was closed. He may never find work at his salary level again and based on other older friends, it could easily be more than a year before he finds another job.

COBRA was going to run him $1,400 per month. ACA coverage will run him about $380 (blue cross silver coverage).

Now, he appreciates what the ACA is about.


Are we now just making up anecdotal stories in RSP ? If so, I can start spinning a few yarns.

Anyway, I spoke with your "friend" and he claims you are full of shit, he still hates the ACA and blames Obama for the shitty economy and losing his job.

Thanks Obama !


Next time go for a simpler pithy post. "You are a liar, Maxo."

I think my credibility will survive the attack.

Ad hominem attacks have been increasing by the conservative crew, (aka Drew, Bjillo, DWTripp, etc.) who have variously alleged I'm a drunkard, going senile, etc.

It's humorous since it's clearly not true yet but it's also taking advantage of the congenial attitude here were we share our drinking stories and life experiences. In that aspect, I think it's vile and reflects more on the person making the ad hominem attack.

And, it really reflects the fact they can't effectively attack the position so they have to go with a personal attack.

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J
United States
Lexington
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knucklesamwich wrote:
maxo-texas wrote:
Another older (near 60) conservative laid off who's going to be saved by the ACA.

His office was closed. He may never find work at his salary level again and based on other older friends, it could easily be more than a year before he finds another job.

COBRA was going to run him $1,400 per month. ACA coverage will run him about $380 (blue cross silver coverage).

Now, he appreciates what the ACA is about.


Wait until he has to pay his deductible. My friend was forced into the ACA when the community college he works for dumped their old plans to save money. Now he went from no deductible to a $6,000 a year deductible. He is still paying around the same premiums. Good for him right! He gets to feel really good when his $6,000 a years gets to provide coverage for your friend.

High Deductible plans are favored by conservatives, or is that only if they aren't in the ACA?
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Junior McSpiffy
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Riverton
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So what I am seeing here is that votes can be bought. The ACA did nothing to reduce the amount of GDP devoted to healthcare and further embedded insurance companies in the procedure, enabling further waste. But as long as the economy continuing to lag behind benefits them, then huzzah.

Broken with people getting covered is better than broken without people getting covered. But I would rather fix the broken. But hey... free stuff.
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Based upon my poor understanding of history, science, and ethics...
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Going from memory from the last time you brought it up: certain Texas insurers are asking for a 60% increase, others are leaving the Texas market, Blue Cross of Texas is spending $1.25 for every $1 in premiums.
 
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jeremy cobert
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maxo-texas wrote:
Next time go for a simpler pithy post. "You are a liar, Maxo."

I think my credibility will survive the attack.



What reaction other then some of your peers validation signalling were you hoping for ? The story may very well be true buts it's entirely anecdotal.
 
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Richard Keiser

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Wisconsin
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jeremycobert wrote:
darthhugo wrote:
An Iowan with a novel idea. I would pay to see that.



Ironically typed on an electronic computer, aces to you chuckle nuts. Oh and you are right, Iowa is the worst, please dont ever visit !


Usually stop there to leave a deuce.

 
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William Farnum
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maxo-texas wrote:
knucklesamwich wrote:
maxo-texas wrote:
Another older (near 60) conservative laid off who's going to be saved by the ACA.

His office was closed. He may never find work at his salary level again and based on other older friends, it could easily be more than a year before he finds another job.

COBRA was going to run him $1,400 per month. ACA coverage will run him about $380 (blue cross silver coverage).

Now, he appreciates what the ACA is about.


Wait until he has to pay his deductible. My friend was forced into the ACA when the community college he works for dumped their old plans to save money. Now he went from no deductible to a $6,000 a year deductible. He is still paying around the same premiums. Good for him right! He gets to feel really good when his $6,000 a years gets to provide coverage for your friend.


Sounds like your friend is on a bronze "catastrophic" type plan. My deductible is $1200 per year. And doctor visits and lab tests are cheaper from the start independent of the deductible. Doctor visits, for example are $25 vs $85 out of pocket.

If your friend was on no deductible he had crazy good insurance before. I have *never* worked at a company with no deductible and I was in fortune 500 companies. At my last company, our executives had a plan like that but they were less than 200 people out of 70,000 employees.

And if your friend was actually paying $6,000 each year then he was a very sick person and should have chosen a better plan. I'm on 6 medications, a cancer survivor, 55 years old and if I had no subsidy, my insurance bills would have been about $4,400 including monthly insurance premiums.

However, take the case of my young friend who was going "naked" because she was healthy. She was extremely fortunate to get a job with ACA required health insurance just a few months before she was rear ended by an SUV in the HOV lane. Over $90,000 in health care bills so far-- all covered. Eventually that will come from the other guy's insurance company but without ACA coverage, she wouldn't have been able to afford care to eventually be paid by the other guys insurance. So no therapy for her brain injuries. No therapy for her cracked teeth. No therapy for her other physical injuries. Even if you are young, you may need $100,000 in health care without warning.

And pre-ACA, what she did get done would have bankrupted her and then you and I would have paid for her bill in our insurance premiums.


It was really interesting to talk to my buddy about this because he is in a union as am I. The majority of the people he works with in academia are liberals obviously. In the run up to the ACA vote he was trying to encourage people to think about the possible risks with supporting this kind of government intrusion. They didn't listen obviously and voiced overwhelming approval for Obamacare. That was until the college decided that they could dump the "Cadillac plan" and put everyone into the ACA exchange. He said it was sad and hilarious to sit In The faculty wide meeting and see people literally in tears as they heard the news and found out that this was going to cost them enourmously more money for similar coverage that they had enjoyed.

My union has also been in talks with the city I work for about being able to save tons of money by dumping us into the exchange. Being concerned for my family I have been to the Obamacare website and tried to price what coverage would cost me. My healthcare is extremely good and to find similar coverage would cost in premiums alone a minimum of $300 a month increase. The deductibles, drug coverage and copays will cost many thousands more a year. If the city dumps our union I am screwed. This is the new reality for millions under the ACA.
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Trey Chambers
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People who defend private healthcare are fucking nuts.

You really want companies to PROFIT over who lives and dies? The rest of the civilized world realizes that's INSANE.
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Vincent Perry
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La Jolla
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wifwendell wrote:
I have an old HS buddy who is very conservative. Argued against the ACA strenuously because Death Panels! and Socialism! and what-not.

He then at a rather young age (50-ish) had a heart attack and had to retire from his job.

He qualified for a reasonably priced health plan under ACA.

To his credit, he admits his mistake and is now an advocate for it, now that he understands how it works and isn't just repeating stuff from Fox and Drudge and Breitbart. (Still think he's gonna vote for Trump, though.)


He didn't like being forced to pay for something for other people, but was fine having other people forced to pay for something for him?

Ya don't say? What a revelation!

EDIT: To correct mis-quotation
 
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Vincent Perry
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Shampoo4you wrote:

People who defend private healthcare are fucking nuts.

You really want companies to PROFIT over who lives and dies? The rest of the civilized world realizes that's INSANE.


Yes, I want people to be financially incentivized to provide goods and services, particularly services as important as healthcare. Since when do people trust politicians to do the right thing?
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Mac Mcleod
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theodorelogan wrote:
maxo-texas wrote:
Another older (near 60) conservative laid off who's going to be saved by the ACA.

His office was closed. He may never find work at his salary level again and based on other older friends, it could easily be more than a year before he finds another job.

COBRA was going to run him $1,400 per month. ACA coverage will run him about $380 (blue cross silver coverage).

Now, he appreciates what the ACA is about.


He didn't like being forced to pay for something for other people, but was fine having other people forced to pay for something for him?

Ya don't say? What a revelation!


Reread my post and try again. He's getting no subsidies and it's $1,100 PER MONTH cheaper than Cobra coverage.
 
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