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Can you claim one of your key cards when you match a pattern during another player's turn?
Sorry for the delay in responding to your question.
You can claim a pattern during your own turn or at the end of another players turn. ie. the player must have completed all actions of their turn before you can claim a pattern. (you can not do so in-between their actions)
Also if you begin your turn, and your tiles have been moved into a matching pattern by the preceding player, you can instantly claim that pattern, but that will end your turn for that round, and you may take no further actions until your next turn.
I hope this helps. Enjoy the game.