I'm in Hobie! You nearly beat me last time and that was your first game too. Let's see if I can do a bit better this time.
I did read the rules many times, and found the "condensed rules" file here on the 'Geek very helpful. I still get caught up on the fiddly rules that are easy to forget * Coal needs to have a link but iron doesn't * Difference between a card with a city vs industry * Building in a city with or without links.
Guess it will come with time. I really enjoy deeper financial strategy and this seems to have alot of that...and very replayable.