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Subject: Mortgage works like Container rss

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sunday silence
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Has anyone thought of doing mortgages in the same way loans are handled in Container? That is: players would pay say 10% interest on the mortgage every time they pass go. So if you mortgage two RRs, then the next time you pass go you would only collect $160. (that's kind of steep, since you only get $100 for the mortgage, 10% would be $10)

You keep paying that interest indefinitely, until you wish to pay the entire sum back to the bank to pay off the mortgage. If you cannot or do not want to make the interest payment then the property goes back to the bank.

What do you think? Obviously this might prolong the game if property goes back to the bank but we have been playing with some house rules where this happens and I think it makes things more interesting, as suddenly there are new monopolies available.

Also if you mortgage you do not lose the right to collect rent. Basically you are obtaining a loan and using the property as collateral. So it is very realistic, so it might have advantage from that standpoint.
 
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