I purchased a copy of winner's circle. I remember punching out very carefully the components; however, I haven't had a chance to go over the instructions and component list until last night.
I realized that I have much more money chips than described in the manual.
19 $50 chips (7 more than described in the manual)
25 $100 chips (one less than described in the manual, one of which is white, rather than green)
21 $500 chips (9 more than described)
I noticed I don't have this pace chip ("showing two whips") described on the manual. I separated all pieces and I can't find it. I don't even know how it would look like. Am I the only one in this kind of situation?
The white $100 piece (has a horse on it I believe) is the pace chip. I was confused too when I got it, until I looked at one of the pictures in the rulebook in which you can see that piece used as the pace chip.
I don't remember the exact money counts at the moment, but IIRC that differed from the manual count as well.
The number of chits described in the manual is the amount that was in Royal Turf. For Winner's Circle, you have the correct amount.
The pace maker chit for Royal Turf is on the #18 spot in this image (and shows two whips, although looks like just crossed out):
But the graphics have changed.
Your white $100 chip is the pace maker chit.