I have had several matches where I am running 4 level 3 chars. to face off with a guy with 6 chars all level 5.
Something sounds like it is off here.
Perhaps you posted hastily and your wording is bad.
to face off with a guy with 6 chars all level 5.
Sounds like they have 30 points worth of characters and yeah, they will crush you. Of course everyone is supposed to be limited to 12 points. Perhaps phrasing this in a more accurate way might lead to some better response posts.