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Subject: We paid off a loan we took out years ago. rss

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David Kahnt
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Youngstown
Ohio
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At my wife's first church we stupidly took out a loan to help out with various accouterments that we felt our house needed in our life at that time.

Over the years we would remind ourselves "never again" and get rather anxious about it...


That was 10 years ago... today we did the final payment.

It does feel good to get that off our shoulders.

-DK
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Mike Jones
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Congratulations!

When I lost my job, the only thing that has kept us from completely going off the deep end, is that other then the House, we had (have) ZERO debt.

The feeling of not have to pay off the past (with interest), helps living the present and future in a bit less stress.


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Rob
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30° 12′ 38″ N, 95° 45′ 2″ W
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Outstanding. I know personally what you needed to do, because I did it myself.
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Josh
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Debt is the mind-killer
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Kelsey Rinella
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I'm glad for you! But, just so the majority of readers don't feel too bad, I'm good with the level of debt I have, which is substantially more than my family makes in a year.
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Kyle
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Congratulations. I do so despise monthly chains.

I am still feeling my wife's student debt (give it a year?) and car payments (1.5 years left). I paid off my student loan (26k) in my first 15 months of employment (that job ended after 19 months though, such is life). If the car loan had incentive to pay off (car loans are not calculated on declining balance) I would do it instantly. Sorely tempted to dump on my wife's student loan as it costs me more than my investments make.

If I didn't have more sense, I'd of financed a 500mm lens (see 10k price tag), but I'll just be patient.
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DKahnt wrote:
At church we took out a loan
Does not compute.
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David Kahnt
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Youngstown
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It's fun, it's healthy, it's good exercise. The kids will just love it. And we put a little sand inside to make the experience more pleasant.
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You know, they say there was a man who jumped from the forty-FIFTH floor? But that's another story...
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Microbadge: Microbadgus Designum Ex ProfessoMicrobadge: This is the 10,000th microbadge uploaded!Microbadge: This is the 20,000th microbadge uploaded!Microbadge: This is the 30,000th microbadge uploaded!Microbadge: My microbadging days are behind me - I'm just enjoying the view from here on out
EYE of NiGHT wrote:
DKahnt wrote:
At church we took out a loan
Does not compute.
My wife's church gave us the loan... it was a 'benefit' b/c a the time the rates were significantly lower then a regular loan.

It's a long story, best told over beer.

-DK
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Mike K
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They didn't accept your GG winnings, did they?
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