Of course I've been up all night! Not because of caffeine, it was insomnia. I couldn't stop thinking about coffee.
If the market crash, all bear cards are discarded, the discard pile is shuffled into the deck and then the market is refilled. What happens if the number of bear cards refilled is equal to or greater than the number of player? I assume nothing, i.e. the market stay as is, and continues to carry out the remaining steps of the consequences of a market crash. Is that correct?
Correct. Perhaps the market will crash again next round, or perhaps people will snap up those bear cards in the funding phase next round.