I read in the rules that I must place an action token and/or take an action and pay the cost, even if I do nothing. Let's say I have $4 and don't want to talk an emergency loan and have already placed my $2 action chit. Why would one not just pay $2 for the lowest space if it has already been filled and then pay an additional $2 for reusing the action and do nothing instead of taking an emergency loan? Is this a legal move?
Oh good, you have a copy of this, now I may not need to buy one...