Do you wanna play a game?
We are all prisoners inside the cage of our own flesh.
A villageYes, you can choose the second action. You're not spending the heroism here, but you're losing it.
currently a village is being pillaged
help the pillaged
HP-1 Draw 2 commons keep one
Help to pillage
Heroism -1 Loot +1 Loot +1
If I don't have a heroism to spend, can I still choose the second action?
It's the same difference as between the location's entry cost and location's effect. If there is "Heroism -1" in the location's entry cost, then you have to spend it to be able to resolve the location's effect. If there is a "Heroism -1" in the location's effect, then you lose it, if able.