From what I understand, you can't pay back loans during the game. All loans are paid back at the end. If you have one loan, you pay 7 dollars. If you have two loans, you pay 16 dollars total. You can't have more than two loans during the game. one loan isn't too bad, but try and avoid the loans in this game.
You are correct! With you saying that, I read it again and saw "it remains there until the end of the game".