Might be this:
10. An encounter in the Silver Twilight Lodge reads:
"The lights go out; you hear chanting and feel a knife at your throat. You may:
1) Flee. Lose 1 Stamina and move to the street
2) Allow them to cast their ritual upon you. Lose 2 Stamina, but take the Visions card and gain 1 Clue token
3) Attempt to take control of the ritual with a Lore (-1) check. If you pass, the Lodge offers you Silver Twilight Membership."
Shouldn't the third option have some sort of a penalty for a failed check? Otherwise there's no reason to take the first option ever.
That 3rd option should also read, "If you fail, lose 3 stamina and all your spells, then move to the street." I'll note that for the errata.