Re: Boarding House Question
Respectfully, I think it is you that is complicating things. The rule is simple: discard a debt chit when you build the boarding house.
The rules also say that you may take a debt chit at any time, just like you may trade with the marketplace at any time.
The explanation in the rulebook that illustrates how you can take and immediately discard a debt chit at the moment you buy the boarding house is meant to he helpful, like a FAQ of sorts, but technically it is superfluous- the rules are already clear in that you are allowed to do this.
*edited for spelling*