You know those loan cards that give you 10 gold that you must pay back at the end of the game?
Well, do you have to pay that back if you win via your personality card's win condition?
Specifically, if you are the personality that wins by having 50 gold, do you have to take off the gold for the loan card(s) BEFORE you count up your gold+buildings to get more than 50?
Check the card. I believe it specifically says that Chrysoprase counts the loans as -$12. So at the beginning of his turn, the Chrysoprase player counts up his dollar value net of (i.e., subtracting) the loans. If he's above $50 after netting out the loans, he wins.