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Subject: repaying loans rss

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karl smith
New Zealand
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If at the end of the game I have 6 pounds and also a single 10 pound loan obviosly i am not able to repay the loan so I would loose 7 victory points.My question is wether or not I would have to give up my 6pounds or would I be able to keep the 6 pounds and have them score me 2 points [e.g.1point for every 3 pounds I finish the game with]
 
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Neil Christiansen
United States
Mount Pleasant
Michigan
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OOK! OOK! OOK!
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We play that you would, netting you a loss of 8VP.
 
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karl smith
New Zealand
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net loss of 8 points?Surely a loss of only 5 pts
 
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karl smith
New Zealand
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minus 7 pts for the unpaid loan but a gain of 2 pts for the 6 pounds so only a loss of 5 pts total
 
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Snooze Fest
United States
Hillsborough
North Carolina
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We love our pups!! Misu, RIP 28 Nov 2010. Tikka, RIP 11 Aug 2011.
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If I recall correctly, you can simply follow the directions in the rulebook. I think they say to repay all the loans you can, then lose 7VP per unpaid £10? There is nothing there about paying off a loan partially, or losing any remaining money. Then later, there's stuff about getting VP for remaining money.

So in this case, lose 7VP for the loan then earn 2VP for your leftover cash.
 
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Snooze Fest
United States
Hillsborough
North Carolina
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We love our pups!! Misu, RIP 28 Nov 2010. Tikka, RIP 11 Aug 2011.
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Found the rules! Summarizing:
CLEANUP
1. Repay as many loans as possible, £15 per £10 loan. (Note that there's nothing here about partial payments, or losing remaining money)
2. Take per poverty / card in hand
GAIN VP
3. Take 1VP per £3 cash
4. Earn VP from boroughs and underground tokens
5. Earn VP for cards in your display
LOSE VP
6. -7VP per unpaid £10 loan
7. Lose VP for poverty cubes in excess of player with fewest cubes (chart)

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