I know that, during area attacks, if one monster in the area has fear, it "protects" all other monsters in that area, too, with it's effect.
But what, if in the area of attack are two (or more) monsters with fear, presumably with different fear ranks? If a fear 1 monster and a fear 2 monster is in the area of an attack, does the attacker roll against:
(1) fear rank 2 (= fear maximum)?
(2) fear rank 3 (= sum of fear ranks)?
(2). Pay for the Fear 2 on the first monster. Then its gone, and so are those surges. But the attack is till failing because you haven't paid for the second monster's fear yet.
The attack does suffer the effect 'fear X', so that paying for 'Fear 2' therefore already covers a separate Fear 1, it just has to pay surges to cancel all of the Fear effects or the attack fails.