Check out my game, Atlantis Rising! :)
In our first turn of our first game, we had a Panic occur when a bunch of us had placed Atlanteans on the city. When the Productive Actions happened, we played it so that the tiles that did not have enough Atlanteans did not get to recruit more at all - it was as if they had wasted that Atlantean. Even I, the champion, who had placed a Courage token on my Atlantean at the outermost space got worse than nothing for my efforts. Was that correct?
Yep. Panic can be brutal in that situation!